Get Approved in 3 Simple Steps
1. Apply in minutes
Tell us a little about yourself and what you're shopping for. No obligation, no impact just to get started.
2. Talk to our finance team
A real person at Jaguar Power Sports calls you to go over your options and answer questions.
3. Pick your ride and go
Once approved, shop qualifying vehicles and finish paperwork in store or by phone.
Get Prequalified
Whatever Your Credit Looks Like, We Have a Program for It
We don't just work with one lender or one type of credit — we've built relationships with a network of financing providers so we can match you to the right program, not just whichever one says yes.
- Prime credit: Promotional rates as low as 0% APR on qualifying vehicles for well-qualified buyers
- Near-prime credit: Competitive traditional financing programs for buyers with solid but imperfect credit
- Bad credit / limited / rebuilding credit: Alternative financing and lease-to-own style programs designed for buyers who don't qualify for traditional loans
We work with lenders including American First Finance, HorsePower Finance, RoadRunner Financial, Dealer Direct, PayTomorrow, Katapult, Equity, DiGNiFi and Freedom Road Financial, among others — so instead of applying separately to each one, you apply once and our finance team matches you to the programs you actually qualify for.
Approval and terms depend on your credit profile, income and the vehicle you choose, but you won't know your options until you apply. Applying doesn't commit you to anything, and our team will walk you through the real numbers — payment, term, down payment — before you decide anything.
See What You Qualify For
Financing for Every Type of Ride
Motorcycles
Street bikes, cruisers, sport bikes and adventure motorcycles, new and pre-owned.
ATVs & UTVs
Youth and adult ATVs, utility and recreational side-by-sides.
Dirt Bikes
Including electric dirt bikes, for riders of all experience levels.
Scooters & E-Bikes
Gas scooters and electric bikes, subject to lender availability.
Availability depends on lender approval and vehicle eligibility — our finance team will confirm what applies to your purchase.
Frequently Asked Questions
Will checking my options hurt my credit?
No!! We have options that allow you to check your buying power with a soft credit check, which does not affect your credit score.
What if I'm not approved?
No worries!! We work with several different lenders, so if one lender isn't able to approve you we can explore other options. We even offer layaway.
How long does it take to hear back?
Most approvals come back pretty quickly - usually with in a few minutes.
Do I need a down payment?
Maybe, maybe not. It really depends on the lender you're approved with. At Jaguar power Sports we work with several different lenders some offer $0 down and other require a small down payment. once we get an approval we will know exactly what your down payment would be if you have one.
Can I apply if I'm not sure which vehicle I want yet?
Yes — many customers get prequalified first, then shop with a clear budget in mind.
Is this only for people with bad credit?
No. We work with programs across the credit spectrum — including promotional rates as low as 0% for well-qualified prime buyers — as well as near-prime and bad credit options. Our team reviews your situation and matches you to the programs that fit, whatever your credit looks like.
Jaguar Power Sports is located at 7029 Commonwealth Avenue, Suite 10, Jacksonville, FL 32220, serving Jacksonville, Orange Park, Middleburg, St. Augustine and surrounding Northeast Florida communities. Nationwide delivery available on select inventory — cost and availability vary by vehicle and destination.
Get Prequalified